New Listing: 6041 Sunrise Court Charlotte, NC. 28212

6041 Sunrise Court in Charlotte, NC. is an adorable 1800+ split level home located in the Downs at Idlewild subdivison. This three bedroom two full bathroom home has been well maintained. The owner prided herself on the maintenace and upkeep of the house and it shows throughout the whole house.

The home has a new 25 year architecture shingled roof put on last year. She had the entire inside of the house professionally painted recently and brand new carpeting and vinyl flooring installed in the home.

The main level of this house features a nice large open living room that is directly off the kitchen area. The kitchen and eatign area are very open and spacious. There is plenty of room there for entertaining guests and having multiple people working in the kitchen...Just down the hall is two very nice sized bedrooms and a full bathroom.

When you get to the lower level you are instantly greeted by a very large open den area. This room will make a great family room/play area. With a nice wood burning brick fireplace in the room as well it makes the room very cozy on those cold winter nights. In the lower level is also a large bedroom and another full bath that is tiled.

Part of the downstairs also has a laundry room with a utility area that has endless possibilities and access to the fenced in back yard. Speaking of backyards; this one is a good size and has a storage shed that will convey with the house as well...

Located in a great neighborhood on a cul de sac street please be careful going to the house...There are a lot of children out playing in the streets and riding bicycles around....This home is ready to move in and qualifies for NO DOWN PAYMENT through House Charlotte....So you can move in and enjoy the great benefits this house has to offer.

Dave diCecco
Realtor/Broker
www.davedicecco.com

First Time Buyers Can Buy A Home With $1000 Down

One of the biggest obstacles I hear potential buyers tell me is that they do not have enough money saved for a down payment. Therefore they need to continue to pay more to rent a home rather than buy one. there are programs out there that can help those people who qualify for a mortgage and do nto have enough moeny saved up for their entire down payment. One such program is the North Carolina bond Program.

Most peopel are unaware of this great program offered by the state of North Carolina. You are required to come up with a minimum of $1,000 of your own down payment. You then may qualify for up to $8000.00 from the state of North Carolina in assistance to help you realize the dream of home ownership. No, the money is not 100% free....but as close as you can get to it.

The way the program works in it's simpliest form is:
•That you must be purchasing a home in North Carolina as a first time home buyer planning on using the home as your primary residence.
• Your income must not exceed the requirements set forth by the state. In Mecklenburg county that is $54,250 for a family of four. Other variations apply depending on the size of the family.
•The home cannot exceed the maximum sale price of $210,000.
•You must qualify for a mortgage with appropiate debt to income ratios.
If you can meet those requirements the state of North Carolina will give you the money as a second mortgage. Now do not worry about the payment being to high. The second mortgage is not due until 30 years later. So, when you have paid off your original mortgage then the second mortgage will be payable. If you sell the house earlier then you are resposnible for paying it off then.

I just worked with a young professional who is using the program to purchase her first house...Looking to buy your first home but do not feel you have enough money for a down payment...consider the NC Bond program. If you want more details on the program you can click here.

Dave diCecco
Realtor/Broker
www.davedicecco.com

Market Report: Charlotte, NC. Week of June 7, 2011

Everyday people ask me how the market is in Charlotte, NC. Is it a good time to buy? Is it a good time sell? While noone can predict how the market is goign to react or what the future holds for it...I have compiled a chart showing the average sale price fo homes in the Charlotte, NC market for the past 180 days. This snapshot is designed to give you a visual example of where housing prices are trending right now.

If you would like a more detailed report on a specific zip code please visit my website and register for your free market report for the zip code you are looking for.

Dave diCecco
Realtor/Broker
www.davedicecco.com

New listing: 1101 Scottsdale Road Charlotte, NC. 28217

1101 Scottsdale Road in Charlotte, NC. 28217 is a 3 bedroom 1 bath bungalow type home located in rollingwood subdivsion. it is located over by crater park area of Charlotte. This all brick home has been freshly painted inside and hardwood floors redone. Sitting on a little over .2 acres this 1000+ square foot home uses the space very well.

You are greeted by a nice open living room when you enter this house. Plenty of room for entertaining guests. The kitchen offers a lot of cabinet space and a open airy feeling to it with the dining area in there as well.

There are three good sized bedrooms. The two spare bedrooms have a nice sitting area on the window sills to enjoy the natural light coming into the house. The master bedroom offers a his and her closet as well. There is one full bath in the house with a tub/shower combination that is tiled surround.

This house sits on a nice flat yard that backs up to a wooded area of the neighborhood. The home offer convience to the bus line and easy access to 177 and uptown. Sitting on a dead end street minimizes traffic coming in through the area as well.

The seller is in the process of having a brand new central air conditioning system with duct work installed in the house as well...Located in a House Charlotte neighborhood this cozy brick ranch is a great home for a young family starting out or an empty nester.

Dave diCecco
Realtor/Broker
www.davedicecco.com