Thursday, May 10, 2012

New Listing: 6832 Brachnell View Drive Charlotte, NC. 28269

6832 Brachnell View Drive is a lovely 2 story Cape Cod style home located in the highly desirable area of Mallard Creek section of Charlotte. The home boasts over 2000 square feet of living space. Situated in a great little quiet neighborhood of only about 100 homes in Mallard Creek Crossing you will find kids playing outside and riding bikes on the cul de sacs. The home has a lot of great features to it including a 2 car garage and vinyl siding on the outside. But it is when you enter this one owner home that you truly appreciate all this home has to offer. It has an unique floor plan that flows well and gives the feel of a larger home than it really is. As you enter the front door you are instantly greeted by the foyer. But what stands out is the openness of the living room and the arch way (in lieu of a wall) that separates that from the dining room. The room feels larger and is more open. It also helps to transcend that feeling if you wish to entertain...because all the rooms flow into one another without the feeling of being isolated off. The kitchen is a good sized kitchen that has some upgraded countertops, refinished cabinets and all the appliances stay with the house. There is plenty of cabinet space and a separate pantry as well. But what I like is how the kitchen became the focal point of the house when it was built. It is centrally located to the family room and the living room/dining room area. Off the kitchen is a beautiful breakfast area that has a nice bay window and that leads to the other side of the house which hosts the family room. This room has many great qualities about it. The current owners love the fact that it separates itself from the other part of the house...Giving it its own identity. There is a wonderful gas log fireplace in the room and the owners have wired it for surround sound. But what truly transcends the downstairs is the beautiful hardwood flooring in the kitchen and through the family room...The remainder of the down stairs has plush carpet. The upstairs has and staircase has upgraded carpeting giving a feeling of walking on a cloud as you walk on it.... Going up the stairs you have 3 large bedrooms. The master bedroom showcases it's great size by having a king size bed in there and plenty of room for other furniture as well. A gorgeous master bath awaits you off the bedroom with a garden tub and separate shower stall... I love the skylight in the bathroom and the alcove design that the room gives. It is a large and open bathroom with a walk in closet to boot. The other two bedrooms are very good sized and can comfortably host a full size bed and furniture giving it enough room for you as your family grows. With a full bathroom that separates the two bedrooms there is plenty of privacy as well.... The best feature in my mind of this house though is the screened in rear patio. A 16' by 22' space that has been enclosed with screens and glass...This room has it all except for heat. Two wonderful skylights in it as well help to transcend the natural light and make it enjoyable to spend evenings on it as you overlook your fenced in back yard. This neighborhood is close in proximity to highways, schools, the greenway and parks as well as uptown. That is probably why you will not see many homes here going on the market for sale. Families just love it here....My sellers are sad to have to move on but the time is right for them and to allow another family to enjoy the great features this neighborhood has to offer..... Dave diCecco Realtor/Broker www.davedicecco.com

Monday, May 7, 2012

Why Is Monthly Payment More Important Than Price For A Home?

When I am dealing with a home buyer the toughest question is what price range are you looking to be in. But, it really is not a tough question. Because it is one a Realtor should NEVER ask you. It is completely irrelevant to ask someone what price range they are looking in. What we need to know is what are YOU comfortable affording for a monthly mortgage payment. There is a big difference between price range and monthly mortgage payment. People that have owned homes in the last 10 plus years are thinking that they are paying $1000 a month right now for their home that cost them $130,000. So, if they want to go to $1200 a month on a payment with the equity they receive out of their house then they can only look at a $150,000 range for a home. Well the reality is with interest rates as low as they are right now; at $150,000 in Charlotte, NC. you would be paying less than that for a mortgage payment. You probably can go up to $200,000 range (depending on taxes) and achieve the same payment you are looking for. That additional $50,000 opens up a whole new area of homes for you to search. You always need to talk to a mortgage broker about getting pre-qualified...However; your Realtor should be able to give you an estimate of what the price area you can look in based on what you are comfortable a month paying. i am just shocked when people tell me that they never heard it that way before....I work with a general rule of thumb. If you can afford that now and are paying your bills on time and have money saved you should be able to get approved....So far; it has worked for me. The answer here is simple....a great realtor will ask you what are you comfortable at a month not what price range you are looking in.....because it always boils down to how much a month do you want to pay; not what the price is...... Dave diCecco Realtor/Broker www.davedicecco.com