Monday, November 4, 2013

Homes For Sale In Crestdale Crossing Subdivsion Matthews, NC. 28105

Why Do People Live in Crestdale Crossing in Matthews, NC? This subdivision is a nice nestled community of 110 single family homes located just a few minutes outside the center of Matthews. A very active community it is not uncommon when driving down one of the dead end streets to see children riding bikes or playing outside. The subdivision was built with a single access road in and out of the subdivision. This makes all the streets either dead end or are on a cul de sac. It is close to 485 and Independence yet gives the feeling of being in the country with its trees and park like settings surrounding it. Looking to Buy a Home in Crestdale Crossing? Click on the link to see all the homes that are currently available in Crestdale Crossing. Homes in here tend to sell quickly because of their price point in relation to the schools and the value you get in the homes. What is The Neighborhood Like? Crestdale Crossing homes tend to be three to four bedroom homes some with a loft or bonus area. They tend to range in square footage from around 1200 to approximately 1700 square feet. These homes were built in 2002-2004. The lots tend to be around.15 to .25 acre lots. A big draw to the neighborhood is the common area/park. This is located in the heart of the Crestdale Crossing community and is surrounded by homes on all four sides. With an open area the size of a football field it ia a great place to go and watch kids playing wiffle ball, football or tossing Frisbees around in. Two years ago the community invested some money into brand new playground area for the children. A beautiful area with some nice park benches to relax at while the kids enjoying playing in the outdoor playset. What is happening nearby? Because of its great location...Crestdale crossing is actually centered between the new sportsplex that just opened up in Matthews and down town Matthews. You can walk or ride a bike over to the brand new sportsplex and on any given weekend watch one of the numerous tournaments being held or play on the playground. Phase two will include some basketball courts and a tennis courts for patrons to enjoy along with walking trails which is projected to be open sometime in 2014. Head in the opposite direction and you can go to the historic downtown Matthews area. There you can visit the town hall/library or walk down the historic trade street and see all the old shops that have been around since the beginning. Take in a cup of coffee at the Dilworth coffee shop or have lunch or dinner at Beantown or one of the other many local restaurants in the area. On the weekend you can even visit the farmers market and get fresh produce...... Novant health care is only located less than a mile away as is major shopping and Independence Blvd. where you can find just about anything you need... What Schools Will My Children Attend? This is a big question with families moving in with young children. Currently for the 2013-2014 calendar year the community is slated for Matthews Elementary School, Crestdale Middle School and Butler High School. Based on the geography of the subdivision to the schools it seems highly unlikely that will be changing anytime soon. Since all the schools are within a 2 mile radius of the subdivision. All the schools receive High marks from the state of North Carolina. Matthews Elementary school and Crestdale Middle School are honor school of excellence (the highest ranking you can receive from the state) and Butler High School is recognized as a school of distinction. Now you really want to find a home in this subdivision? Click on the link for a direct feed of homes that are for sale in Crestdale Crossing Community. My website is updated regularly from the MLS serving the Matthews, NC. area. Dave diCecco Realtor/Broker Helen Adams Realty Cell: 704-519-7895 ddicecco@helenadamsrealty.com www.davedicecco.com

Wednesday, October 30, 2013

Matthews, NC. New Multi Use Sportsplex Opens Today

The long anticipated grand opening of the sportsplex in Matthews NC. is today. The first phase of this multi us sportsplex field is set for a grand opening today in downtown Matthews. For those unfamiliar with the construction of the sportsplex; this is the first of a two phase construction project. Currently there are five fields open, playground and a clubhouse. The fields are multi use fields for soccer, lacrosse, and football. The second phase will have tennis courts, basketball courts, softball/baseball fields and a 2700 seat stadium field along with walking trails. This is a big day for the town of Matthews and the Charlotte Mecklenburg County. This project was started ten years ago and we are now finally seeing the fruits of its labor. This past weekend they held their first lacrosse tournament on the fields and have already booked tournaments throughout the winter and spring for the weekends.... If you are looking to come to Matthews or are already a resident of Matthews; come out and see this great multi use state of the art sportsplex...... Dave diCecco Realtor/Broker Helen Adams Realty Cell: 704-519-7895 ddicecco@helenadamsrealty.com www.davedicecco.com

Monday, October 28, 2013

Deciding On A List Price For Your Home? Know What You Need To Net

A lot of times when I go on a listing presentation I know the sellers have an idea of what they feel their house is worth through various sources like Zillow, Trulia and searching other homes in their neighborhood that sold. But is what you ask for the house the amount of money you are going to take away from the sale of your home? Sellers are aware they will pay a commission percentage of the sale price to the Realtors which is usually split between the listing agent and the buyer's agent. But what other expenses might come up with a sale of a house? Does your Realtor go over the potential expenses that you will and may incur in addition to the sale price? Now, I know all states are different in terms of costs associated with the seller. Since I am licensed in North Carolina and primarily sell in the Charlotte area this is more in line with the typical expenses I have seen on the HUD (closing statements) for sellers in the state of North Carolina and the Charlotte area.... Besides the commission that is agreed upon at the time of listing the house for sale there are some other expenses the seller will incur with the closing of the house. One is the payoff on the mortgage. One often misread number is the payoff amount. I know when I get my statement from the mortgage company each month it tells me the principal balance owed on the house. However; this is not an accurate amount to payoff the house. Interest is paid in the rears. So, you would have the interest for a certain amount of days to include into the payoff as well. I always recommend calling you Mortgage Company or going online and asking for the payoff on that day. That will give you at least an estimate as to what you will have as a payoff on the house and you will not be shocked later on when the attorney calls you to tell you the payoff is a few thousand higher than you thought. Or worse yet that now you have to come to the table with money to close. Second, closing cost assistance to the buyer. This is the one that is very difficult to figure out upfront. Not every buyer needs it and the dollar amount varies dramatically depending on the lender and the type of loan that the buyer is doing. Depending on the price point of a house I inform the sellers that they can figure a certain percentage for closing costs or max dollar amount. The buyer may ask for more or less than that. But it is a good idea to know that you may have to pay it to make a deal upfront. Do you want to put your home on the market and then find out after you priced it that the buyer needs X amount in cling cost assistance and have no room to move on the price? I went through that recently with a buyer. Fortunately for us they knew the house was worth more than what they were asking for it and inflated the sale price to cover the needed closing costs. But what if the house is not worth more? You have left no room for negotiation at all in the price by leaving the sale price at a point where you cannot discount and give any closing cost concession potentially losing a deal on your house. Third, attorney fees. Yes in North Carolina the attorney will charge the seller to do the necessary paperwork to transfer the title and pay off the lien on the house. Fortunately that number tends to be very consistent among most attorneys and runs only a few hundred dollars generally. Fourth, what about a home warranty? A lot of buyers today are asking for a home warranty in order to get peace of mind when they buy the house in case that something breaks after they close on the house. Most buyers (if the seller is not offering it up front) are asking for it with their offer. This cost can range from $400 to $500 to the seller. Last, property taxes. Depending on when you sell your house in the year you may have to pay up front to the buyer property taxes. Charlotte area tends to bill in the rear. So we are paying our property taxes in October through December for that year’s property tax. So, what if you escrow your property taxes but sell the house in say June or July. You would have to give the buyer upfront the pro ration of the property taxes for the time period of January 1st to the day of your closing. Now, you will receive a check back from your mortgage lender after you close and the attorney pays off your mortgage for the amount you have in escrow for that...But it is still an expense you have to come up with up front. Know what your expenses could be based on when you sell the house...It can have an effect on how you need to price the house and whether you can sell the house now or not. I tend to give sellers a value of what I think they should list the house for and what I think they will eventually get for the house based on the current market conditions. Then I ask them for a payoff and do the math with what potentially they will net form the sale of the house....This has made for some interesting discussions in regards to house pricing and ensuring that the seller will net out what they think they will get or what they feel they need to get in order to sell the house.... Dave diCecco Realtor/Broker Helen Adams Realty Cell: 704-519-7895 ddicecco@helenadamsrealty.com www.davedicecco.com