Monday, January 24, 2011

Half of All Home Sales Were Homes in/or Foreclosed

The sunday edition of the Charlotte Observer front page caught my eye at the grocery store so much that I purchased a newspaper. Generally I do not buy the paper since I feel I can get all the news and infromation I want online. But the headline on the fornt page was so dramatic; I needed to read it more.

The headline read "Over Half of 2010 home sales were troubled mortgages". Definitely a catchy headline and one that if I were selling or buying a home would make me a little nervous. After reading the complete article not once but twice I still was caught back by the statistics. They defined the homes as ones that people were either currently behind in their mortgages and sold through short sale to avoid foreclosure and foreclosed homes.

Generally the statstics have been showing that the market had been affected was primarily the starter home comunities and homes priced under $150,000. Now, it is seeing that trend moving up to the higher end priced homes. That, according to the article, was the reason for the rise in the foreclosed home sales. It has spread throughout the various price ranges in the housing market.

A trend that has been late to develop here in Charlotte. As economist agree we are heading out of the recession; higher end homes are now being lost through short sale or foreclosure. However; research is showing that the number of homes under $150,000 still make up two thirds of all foreclosures. But that number is trending down as higher end homes are climbing at signifcantly higher rates.

A silver lining for sellers in this market is that the number of homes receiving foreclosure notices had decreased in 2010. A positive sign that as that number goes down and more of these homes are sold the market will stabilize. But, with some economists predicting that would be late part of 2011; most are now saying 2012 before we see the full stabilization of the market to one where the seller and buyer are on a balanced field.

David dicecco
Realtor/Broker
www.davedicecco.com

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